The purchasing power of Indonesian people, which is still a lot below the average of other citizens of the world, is an obstacle to owning a dream car. Moreover, if the car is expected to be priced at a fairly expensive price.
Buying a used car is also one of the solutions so that the dream of having an individual vehicle comes true. As with new cars, even used cars can be purchased on credit.
“Why should a used car loan?”
People are often thrown up when offered to make imaginary used car purchases on credit. If calculated mathematically, making a purchase of a used car with installments does indeed seem troublesome. Even if you want to calculate carefully, buying a vehicle with this system is quite profitable.
The credit system is clearly more effective than saving money for years to get the dream car. Moreover, if faced with conditions that create savings must be collected at that time, like an instant pain or accident.
You can imagine how long it takes to save money needed to get a car. Even if purchased on credit, you can have the vehicle in a short period of time.
Things That Must Be Prepared for a Used Car Loan
So, still unsure of the used car loan system? If not, this is a little information about what needs to be prepared before making a car purchase on credit.
Ideally, the amount of advance money that must be prepared for 30% of the price of a used car that will be purchased. So if the price of a used car is as long as Rp. 200,000,000, you really don’t have to prepare fresh funds for Rp. 60,000,000.
Photocopy of KTP, KK, marriage certificate, electricity savings, telephone, water, and salary slip are a number of documents that must be included when presenting credit. In order for the proposal process to run smoothly, try to prepare all the above documents well.